InstaRate App Icon
📊 FLAGSHIP QIST APP ✅ 100% FREE FOREVER 🏆 #1 IN PAKISTAN

InstaRate — Universal Installment System

Pakistan's most flexible qist management app. Works for ANY shop & ANY product category — from mobile phones to furniture, bikes to clothes. Build your installment store in minutes. 100% Free, Always.

📊 Overview ⭐ Features 📸 Screenshots 📋 Description ❓ FAQ 🔒 Privacy 🎬 Video Tutorials

What Makes InstaRate The Best?

Packed with powerful tools designed specifically for Pakistani businesses & installment shops

🏪

Universal Shop Support

Works for ANY business — Mobile shops, Furniture stores, Bike dealers, Electronics, Clothes, Hardware, and more. Completely category-free and blank by design.

📊

Pro EMI Calculator

Calculate monthly installments instantly for 3 to 36 months. Add down payments, processing fees, insurance, and custom charges. Show full breakdown to customers.

📄

Professional Quote Maker

Create branded, professional installment quotes in seconds. Add your shop logo, stamp, terms, and customer details. Share as PDF via WhatsApp instantly.

📲

1-Tap PDF Import

Import any brand's official rate list PDF directly into InstaRate. Instantly converts to your searchable database. No manual entry needed — saves hours of work.

👥

Staff & Dealer Management

Add multiple staff members, set their roles, track their quotes and sales. Manage multiple dealers and suppliers from a single dashboard.

🏷️

Brand-Wise Rate Lists

Organize your products by brand. Create and maintain separate rate lists for Samsung, Apple, Vivo, Oppo, or any custom brand you deal in.

📱

WhatsApp Sharing

Share professional installment quotes directly on WhatsApp as PDF or image. Customers receive a polished, branded document instantly.

🔄

Multi-Store Support

Manage multiple branches or stores from one app. Each store has its own products, staff, and rate lists while sharing the same account.

📦

Product Catalog

Maintain a complete digital catalog with product names, models, prices, images, and installment rates. Filter, search, and sort instantly.

10K+ Downloads
ANY Business Type
3–36 Month Plans
FREE Forever

App Screenshots

See InstaRate in action — scroll left to explore more

Full App Description & Specifications

Complete official specifications of InstaRate — 100% Universal for ANY Business & 2 Months to Unlimited Months Plans

🌐 Choose Description Language / زبان منتخب کریں:

InstaRate — #1 Universal Qist & Installment Management App for ANY Business

InstaRate by Mixlexa Organization is Pakistan's most powerful, 100% universal, and category-free installment (qist) management application. It is NOT limited to electronics or mobile phones! InstaRate is designed to work for LITERALLY ANY TYPE OF BUSINESS AND ANY PRODUCT CATEGORY — including mobile phone dealers, motorcycle & auto sellers, furniture showrooms, clothing & boutique stores, solar system installers, hardware & construction suppliers, gold & jewelry shops, laptop/tech stores, real estate/plots, and service providers.

🏪 100% Universal & Category-Free

No restrictions! Create custom rate lists for Mobiles, Furniture, Bikes, Clothes, Solar, Gold, Hardware, Services, or any custom item you sell on installments.

📊 2 Months to UNLIMITED Months Plans

Ultra-flexible EMI calculator! Calculate installment plans for 2 months up to UNLIMITED months (2, 3, 6, 12, 24, 36, 48, 60+ months) with custom advance & markup.

📲 1-Tap PDF Rate List Import

Import any official brand rate list PDF in 10 seconds. InstaRate automatically reads and organizes 100+ items into your store with zero manual typing.

📄 Branded Quote PDF Maker

Generate polished PDF quotations with your shop's logo, custom terms, customer info, down payment breakdown, and monthly installment schedules.

👥 Staff & Dealer Referral System

Assign staff login permissions, issue unique dealer referral links, and track salesperson commissions automatically on your central admin dashboard.

📱 1-Click WhatsApp Booking

Customers open your live store link in browser without installing any app, browse installment plans, and place orders directly on your WhatsApp in 1 click.

📦 Complete Official Feature List:

  • Universal installment calculator supporting 2 Months up to UNLIMITED Months plans
  • Works for ANY business: Mobiles, Bikes, Furniture, Clothes, Solar, Gold, Hardware, Real Estate, Electronics & Services
  • 1-Tap PDF rate list import (Samsung, Apple, Vivo, Oppo, Motorcycles, Appliances catalogs)
  • Branded PDF quotation builder with logo, terms, and custom down payment calculations
  • Multi-store and multi-branch catalog management dashboard
  • Staff login permissions and dealer referral commission tracking
  • Instant 1-click WhatsApp customer order booking flow (No app download required for customers)
  • 100% Offline operation with 256-bit local device encryption
  • 100% Free forever — zero subscription fees, no locked features, no hidden charges

Developed by Mixlexa Organization — Lahore, Pakistan | Official Website: mixlexa.org | Support: WhatsApp +92-301-3116258

Frequently Asked Questions

Everything you need to know about InstaRate in English, Urdu & Roman Urdu

🌐 Select Language / زبان منتخب کریں:

Is InstaRate really free? Are there any hidden charges?
Yes, InstaRate is 100% completely free. There is no subscription fee, no premium tier, no in-app purchases, and no hidden charges of any kind. You get the full app with all features for free — forever.
What type of businesses can use InstaRate?
InstaRate works for absolutely ANY business offering installment (qist) sales — Mobile shops (Samsung, Apple, Vivo, Oppo), Furniture stores, Motorcycle dealers, Electronics showrooms (Fridge, AC, TV), and Clothing boutiques.
How does the 1-tap PDF rate list import work?
Simply obtain any official brand rate list PDF on your phone, open InstaRate, and tap "Import Rate List". The app automatically reads product names, models, and prices, organizing 100+ items in 10 seconds without manual typing.
Does InstaRate work offline without internet?
Yes! InstaRate is designed to work 100% offline. All your products, rate lists, staff data, and quotes are stored locally on your device with 256-bit encryption. No internet required for daily operations.
❓ View Full Master FAQ Center (25+ Questions) →

🔒 Privacy & Security

InstaRate is built with your privacy as the top priority. All data stays on your device.

🔒 256-Bit Encryption 📵 No Internet Required 📱 Local Storage Only 🚫 Zero Data Collection ✅ Google Play Verified
📲 FREE DOWNLOAD

Ready to Transform Your Installment Business?

Join thousands of Pakistani businesses already using InstaRate. Free forever — no catch.